February Risks 2018
February 28, 2018
Recent Successes
January 2018
Line of Business:
Property
| COVERAGE AND RISK DESCRIPTION |
LIMIT |
PREMIUM |
| All Risk - One of the largest truckload carriers in North America | $150MM | $306,000 |
| All Risk - Bus sales & service in various states | $83MM | $221,000 |
| All Risk - Manufacturing / distribution for private label products, specializing in skin-care, hair-care, liquid fills & hot fill products in IL | $40MM | $57,000 |
| All Risk - Franchised auto group in SC | $16.9MM (2% Named Storm deductible) | $54,000 |
| Earthquake - Building lumber company in CA | $5MM | $41,000 |
| Vehicle Open Lot - Wind & hail coverage for franchised auto group in Southeast FL | $1MM | $40,000 |
| All Risk - Lessors risk - strip mall in OK | $4.8MM | $25,000 |
| Earthquake & Flood - Music studio in CA | $1.7MM | $7,600 |
Line of Business:
Casualty
| COVERAGE AND RISK DESCRIPTION |
LIMIT |
PREMIUM |
| GL - Retailer of various consumer goods | $1MM / $2MM / $2MM | $524,000 |
| Excess Liability - Residential GC building tract homes & condominiums in OH | $10MM / $10MM | $152,000 |
| Garage Liability - Commercial truck dealership group with 3 locations, includes repair & service operations in FL | $1MM / $2MM xs $2MM | $150,000 |
| GL - Developer / owner of five 55+ mobile home parks with over 3,700 spaces. Exposures includes 18 hole golf course & clubhouses in FL | $1MM / $2MM / $2MM / $1MM | $109,000 |
| Garage Liability - Non-franchised auto dealership specializing in high-end & exotic cars in FL | $1MM / $3MM garage, $6MM DOL, $4MM umbrella | $86,000 |
| GL - Gun manufacturer in IN | $1MM / $2MM / $2MM | $50,000 |
| Product Recall - Auto parts in IL | $1MM | $13,000 |
| Pollution Legal Liability - Commercial GC with $6MM in receipts in FL | $5MM | $7,000 |
Line of Business:
Transportation
| COVERAGE AND RISK DESCRIPTION |
LIMIT |
PREMIUM |
| Auto Liability - Intermodal freight in the Midwest | $1MM | $335,000 |
| Auto Physical Damage & Motor Truck Cargo - Large fleet of general freight & alcohol haulers in IL | $150K APD, $250K MTC | $150,000 |
| Auto Liability - Railroad reclamation operation in the Midwest | $1MM | $112,000 |
| Auto Liability, Auto Physical Damage & Motor Truck Cargo - 5 trucks hauling machinery, bricks, lumber & construction metals in GA | $1MM CSL | $56,000 |
| Excess Liability - Refrigerated foods hauler in the South | $2MM excess | $55,000 |
| Motor Truck Cargo - 19-unit risk hauling dry freight, unlimited radius in MO | $100K | $27,000 |
| Auto Liability & Auto Physical Damage - Mid-size fleet hauling building materials & beverages | $50K, $70K tractor / trailer | $25,000 |
| Auto Liability & Auto Physical Damage - 6 service not-for-hires picking up tires / parts & providing roadside assistance, local radius in IL (not-for-hire) | $1MM AL / $279K APD ($1K comp / collision deductible) | $19,000 |
Line of Business:
Professional
| COVERAGE AND RISK DESCRIPTION |
LIMIT |
PREMIUM |
| E&O - Law firm in FL | $2MM | $42,000 |
| EPLI - Auto dealer in SC | $2MM | $17,000 |
| Miscellaneous Medical - Wellness program coordinator in WI | $1MM / $3MM | $13,000 |
| EPLI - Auto dealer in IL | $1MM | $11,000 |
| E&O - Design & process engineering in IA | $1MM | $9,500 |
| Architects & Engineers - Architecture design firm in IA | $1MM | $6,000 |
| Privacy & Data Breach - Auto dealer in SC | $1MM | $2,900 |
| D&O - Country club in WI | $1MM | $2,500 |
Line of Business:
Contract Binding
| COVERAGE AND RISK DESCRIPTION |
LIMIT |
PREMIUM |
| All Risk - Lessors risk - commercial in FL | $1MM / $2MM GL, $358K property | $4,500 |
| Liquor Liability - Lounge & package store in FL | $1MM / $1MM | $4,300 |
| GL - Traveling reptile show in IL | $1MM / $2MM | $1,500 |
| GL - Lessors risk - shopping center in OK | $1MM / $2MM | $1,100 |
| GL - Trucking operation in TX | $1MM / $2MM | $500 |
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