July Risks 2018
July 31, 2018Recent Successes
August 2018
Line of Business:
Property
| COVERAGE AND RISK DESCRIPTION | LIMIT | PREMIUM |
|---|
| All Risk - Apartments on the Gulf Coast | $30MM | $125,000 |
| All Risk - Hotel schedule in various states | $15MM | $100,000 |
| All Risk - Garden apartment complex in the Southeast | $31MM (1% Named Storm & $5K AOP) | $94,000 |
| Earthquake - Restaurant in CA | $10MM | $55,000 |
| Builders Risk - Gut renovation for apartment complex in the Southeast | $5MM | $35,000 |
| Excess High Hazard Flood - Garden apartment complex in the Southeast | $2.5MM excess | $33,000 |
| All Risk - Hotel in a metro area in the Southeast | $5MM (2% per location wind/hail deductible & $5K AOP) | $18,000 |
| Flood - Primary high hazard flood in the Midwest | $1MM ($5K deductible) | $16,000 |
Line of Business:
Casualty
| COVERAGE AND RISK DESCRIPTION | LIMIT | PREMIUM |
|---|
| Pollution Package, Auto Liability & Excess Liability - Environmental contractor & consultant in OK | $1MM / $2MM / $2MM combined GL, CPL, PL, $1MM AL, $5MM excess | $693,000 |
| GL - Residential general contractor overseeing slab, block & framing work on residential tract homes in FL | $1MM / $2MM | $50,000 |
| Pollution Package (incl Mold) & Excess Liability - Restoration contractor in FL | $1MM / $2MM GL, $1MM / $2MM CPL, $1MM / $2MM PL ($5K deductible), $10MM excess | $34,000 |
| GL - Homeowners association with water slide & climbing wall (with losses) in FL | $1MM / $2MM | $26,000 |
| Garage Liability - Non-franchised auto dealership for higher value used cars in TX | $1MM / $2MM | $15,000 |
| GL - Machinery & equipment dealer in FL | $1MM / $2MM | $13,000 |
| Pollution Legal Liability - Machinery oil testing (removing, cleaning & replacing oil as necessary) in TX | $1MM / $2MM / $2MM GL, $1MM / $2MM PL, $1MM / $2MM CPL, $4MM excess | $13,000 |
| Pollution Legal Liability - Restoration contractor in IL | $2MM / $3MM | $9,200 |
Line of Business:
Transportation
| COVERAGE AND RISK DESCRIPTION | LIMIT | PREMIUM |
|---|
| Auto Liability - 120-unit trucking operation in TX | $1MM CSL | $1,011,000 |
| Auto Liability - Long haul trucking operation on the East Coast | $1MM | $548,000 |
| Auto Liability - Growing company hauling refrigerated goods out of AR | $1MM CSL | $429,000 |
| Auto Liability - 29-unit risk hauling 90% dry freight in IL | $1MM CSL | $415,000 |
| Auto Liability - Long haul trucking operation on the East Coast | $1MM | $408,000 |
| Motor Truck Cargo - Dry freight & parts hauler in the Midwest | $500K | $127,000 |
| Auto Physical Damage - Frac sand hauler, local to intermediate radius in the South | $65K per vehicle / $1MM per occ | $65,000 |
| Motor Truck Cargo - Intermediate to long haul general freight hauler in the Midwest | $250K per vehicle | $38,000 |
Line of Business:
Professional
| COVERAGE AND RISK DESCRIPTION | LIMIT | PREMIUM |
|---|
| D&O - Emergency medical department in IL | $1MM | $20,000 |
| D&O - Cannabis dispensary in IL | $1MM | $20,000 |
| E&O - Collections agent in NV | $1MM | $12,000 |
| E&O - Real estate & mortgage brokers in CA | $1MM / $2MM | $9,600 |
| EPLI - Hotel management in OK | $1MM | $5,500 |
| Crime - Medical transportation coordinator in FL | $1MM | $4,500 |
| Privacy & Data Breach - Auto dealer in SC | $1MM | $2,300 |
| Privacy & Data Breach - Electrical parts manufacturer in IL | $1MM | $1,200 |
Line of Business:
Contract Binding
| COVERAGE AND RISK DESCRIPTION | LIMIT | PREMIUM |
|---|
| Package - Non-stick powder coating manufacturer in IL | $1MM / $2MM GL, $720K property | $12,000 |
| Package - Medical transport association in FL | $1MM / $2MM GL, $660K property | $8,800 |
| Warehouse Legal Liability & Excess Liability - Paper warehouse in NV | $750K, $4MM / $4MM excess | $8,300 |
| Package - Lessors risk - commercial in FL | $1MM / $2MM GL, $650K property | $5,400 |
| Package - Warehouse for paper companies in NV | $1MM / $2MM GL, $550K property | $4,900 |
| GL - Lessors risk - shopping centers in TX | $1MM / $2MM | $4,300 |
| Package - Lessors risk - offices in IL | $1MM / $2MM GL, $978K property | $4,200 |
| Professional Liability - Physical therapy practice in IL | $1MM / $2MM | $2,300 |
Line of Business:
Personal Lines
| COVERAGE AND RISK DESCRIPTION | LIMIT | PREMIUM |
|---|
| Builders Risk - Vacant home in WV | $3.2MM | $9,500 |
| Personal Articles Floater - Jewelry in IL with global coverage | $600K | $7,000 |
| Homeowners - Estate dwelling in WI | $332K property, $500K liability | $1,200 |
| Property & Liability - Condo unit owner in IL | $1MM | $800 |
| Excess Flood - HO3 in WY | $910K ($250K deductible) | $500 |
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