November Risks 2018
November 30, 2018January Risks 2019
January 31, 2019
Recent Successes
December 2018
Line of Business:
Property
| COVERAGE AND RISK DESCRIPTION |
LIMIT |
PREMIUM |
| Excess All Risk - Senior and residential living, retail, office, restaurant & light industrial space in various states | $195MM xs $5MM | $1,200,000 |
| All Risk - Schedule of apartments including an office & convenience store in IN | $54MM | $301,000 |
| All Risk - Schedule of subsidized housing in CO | $42MM | $180,000 |
| All Risk - Real estate schedule in IL, WI & MI | $37MM | $163,000 |
| All Risk - Chain of adult book, video & accessory stores in various states | $33MM | $102,000 |
| Earthquake - Schedule of movie studio buildings in CA | $20MM xs $5MM | $90,000 |
| All Risk - Lessors risk in TX | $8.4MM | $43,000 |
| All Risk - Printing company & office supply / furniture in OK | $13.5MM | $40,000 |
Line of Business:
Casualty
| COVERAGE AND RISK DESCRIPTION |
LIMIT |
PREMIUM |
| GL & Excess Liability - Residential & commercial general contractor (with losses) doing business in FL, NC & GA | $1MM / $2MM, $1MM excess | $68,000 |
| GL - Subsidized apartments in TX | $1MM / $2MM / $2MM | $60,000 |
| GL - Apartment complex in IN | $1MM / $2MM / $2MM, $1MM HNOA | $52,000 |
| GL - Manufacturer of prefabricated walls in WI | $1MM / $2MM, $1MM excess | $32,000 |
| GL - Distributor of cleaning compounds in IL | $1MM / $2MM, $5MM excess | $32,000 |
| Workers Comp - Suburban YMCA in ID | $1MM / $1MM / $1MM | $25,000 |
| Excess Liability - Security guard and consulting firm in PA | $5MM / $5MM | $25,000 |
| GL - Schedule of subsidized multi-family properties in CO, IL, MO & KY | $1MM / $2MM, $2MM, $1MM HNOA | $24,000 |
Line of Business:
Transportation
| COVERAGE AND RISK DESCRIPTION |
LIMIT |
PREMIUM |
| Auto Liability - 8-unit long-haul operation hauling dry food, printed matter & general commodities in OH | $1MM | $300,000 |
| Auto Liability - Trucking risk hauling industrial & dry freight in IL | $1MM CSL | $239,000 |
| Auto Liability - Long haul operation in NJ | $1MM | $231,000 |
| Auto Physical Damage - Truck leasing company in IL | $2MM | $100,000 |
| Auto Liability, Auto Physical Damage & Motor Truck Cargo - Trucking risk hauling refrigerated goods in AR | $1MM CSL, $1MM APD, $100K MTC | $81,000 |
| GL, Auto Liability, Auto Physical Damage & Motor Truck Cargo - Long haul operation in IL | $1MM CSL | $68,000 |
| Business Auto - Alternative schools in various states | $1MM | $63,000 |
| Excess GL & AL - 16-unit milk hauler in KS | $5MM xs $1MM AL & GL | $61,000 |
Line of Business:
Professional
| COVERAGE AND RISK DESCRIPTION |
LIMIT |
PREMIUM |
| Miscellaneous Medical - Pediatric home healthcare agency in NY | $5MM / $7MM | $112,000 |
| E&O - Collection agent / law firm in CA | $5MM | $79,000 |
| D&O - Equipment manufacturer in CA | $1MM | $18,000 |
| E&O - Armed security guard in PA | $1MM / $3MM | $17,000 |
| Privacy & Data Breach - Adult novelty retailer in CO | $3MM | $14,000 |
| Miscellaneous Medical - Onsite testing in IL | $1MM / $3MM | $13,000 |
| D&O - Food distributor in IL | $1MM | $11,000 |
| Architects & Engineers - Mechanical engineer in TX | $1MM | $2,500 |
Line of Business:
Contract Binding
| COVERAGE AND RISK DESCRIPTION |
LIMIT |
PREMIUM |
| Motor Truck Cargo - Operation hauling oil & gas drilling equipment in WY | $250K | $11,000 |
| GL - Open lot in IL | $1MM / $2MM | $4,900 |
| GL - Architect / engineer in IL | $1MM / $2MM | $2,500 |
| Excess Liability - Residential roofer in NE | $2MM / $2MM | $1,800 |
| Package - Premises only for freight handler in MO | $1MM / $2MM, $42K property | $1,000 |
Line of Business:
Personal Lines
| COVERAGE AND RISK DESCRIPTION |
LIMIT |
PREMIUM |
| Property & Liability - Homeowners in IL | $8.4MM | $3,700 |
| Property including Wind & Hail - Homeowners in OR | $1.1MM | $3,000 |
| Excess Flood - Risk in CA | $850K | $800 |
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