January Risks 2025
January 31, 2025
Recent Successes
February 2025
Line of Business:
Property
COVERAGE AND RISK DESCRIPTION |
LIMIT |
PREMIUM |
All Risk - Vacant shopping mall in TX |
$27.5MM |
$317,000 |
All Risk - Mixed schedule - Restaurants, office & retail in TX |
$18MM |
$218,000 |
All Risk - Lessors risk - 5-story office building in FL |
$10MM |
$130,000 |
All Risk - Wood pallet manufacturing in IL |
$4.8MM |
$110,000 |
Builders Risk - Excess Wind & Flood - New construction project in CT |
$24MM xs $30MM |
$108,000 |
Wind - Condominium association in FL |
$7.6MM |
$90,000 |
Earthquake - Home in CA |
$16MM |
$60,000 |
Equipment - Winery equipment in CA |
$200K |
$1,100 |
Line of Business:
Casualty
COVERAGE AND RISK DESCRIPTION |
LIMIT |
PREMIUM |
GL - Full-service restaurant in NY | $1MM / $2MM / $2MM | $42,000 |
GL - Manufacturer of tire-related products in OR | $1MM / $2MM / $2MM, $5MM excess | $31,000 |
GL - Vacant building / shopping center in MN | $1MM / $2MM | $19,000 |
GL - Municipal golf course & fitness center in LA | $1MM / $2MM / $2MM | $13,000 |
GL - Exterior hotel in AL | $1MM / $2MM / $2MM | $8,100 |
Excess Liability - Construction manager in IL | $5MM | $8,100 |
Pollution Legal Liability - General contractor in FL | $5MM / $5MM | $5,000 |
Line of Business:
Transportation
COVERAGE AND RISK DESCRIPTION |
LIMIT |
PREMIUM |
Auto Liability - 24-unit short-haul dumping operation in FL | $1MM | $552,000 |
GL, Auto Liability & Motor Truck Cargo - 2-unit long-haul dry van operation in TX | $1MM / $2MM, $1MM AL, $250K MTC | $49,000 |
Auto Liability & Auto Physical Damage - Logging operation in FL | $1MM AL, 300K APD | $34,000 |
GL, Auto Liability & Motor Truck Cargo - 2-unit long-haul operation in TX | $1MM / $2MM, $1MM AL, $100K MTC | $31,000 |
Auto Liability, Auto Physical Damage & Motor Truck Cargo - 2-unit long-haul flatbed operation in FL | $1MM AL, $50K APD, $100K MTC | $31,000 |
Auto Liability & Auto Physical Damage - Dumping operation in FL | $1MM AL, 300K APD | $21,000 |
Auto Liability - Sand & gravel hauler in FL | $300K | $18,000 |
Auto Physical Damage - Dry freight hauler in NC | $364K | $17,000 |
Line of Business:
Professional
COVERAGE AND RISK DESCRIPTION |
LIMIT |
PREMIUM |
EPLI - Adult entertainment company in NV | $1MM | $23,000 |
D&O - Healthcare in FL | $1MM | $15,000 |
Privacy & Data Breach - Contractor in IL | $1MM | $8,600 |
EPLI - Restoration contractor in IL | $1MM | $8,300 |
E&O - Accounting firm in WI | $1MM | $5,300 |
Privacy & Data Breach - Transportation in WV | $1MM | $5,000 |
Privacy & Data Breach - Auto body shop in NJ | $1MM | $4,000 |
EPLI - Classic car sales in NV | $1MM | $1,300 |
Line of Business:
Contract Binding
COVERAGE AND RISK DESCRIPTION |
LIMIT |
PREMIUM |
Package - Partially vacant shopping center in CO |
$1.6MM |
$16,000 |
GL - Lessors risk - Office building in FL |
$1MM / $2MM |
$14,000 |
Package - Bakeries in FL |
$1MM / $2MM, $257K property |
$5,000 |
GL - Lessors risk - Building in FL |
$1MM / $2MM |
$4,000 |
Equipment - Excavation contractor in FL |
$218K |
$3,700 |
GL - Event venue / hotel in CA |
$1MM / $2MM |
$3,700 |
GL & D&O - Church in MO |
$1MM / $2MM, $1MM / $1MM D&O |
$1,300 |
GL - ATM repair in TX |
$1MM / $2MM |
$500 |
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