February Risks 2025
February 28, 2025
Recent Successes
March 2025
Line of Business:
Property
| COVERAGE AND RISK DESCRIPTION |
LIMIT |
PREMIUM |
| Vehicle Open Lot - Schedule of car dealerships in CO |
$38MM |
$800,000 |
| All Risk - Retail buildings in TX |
$58MM |
$307,000 |
| Earthquake & Flood - Office building in CA |
$50MM |
$230,000 |
| All Risk - Office building in LA |
$34MM |
$218,000 |
| Wind - Apartment complex in AR |
3% of $250K |
$110,000 |
| All Risk - Vacant retail space for sale in the Midwest & East Coast |
$9MM |
$60,000 |
| Flood - Office / retail space in NJ |
$1MM |
$45,000 |
| Wind & Hail - Self-storage facilities in TX |
$3.3MM |
$35,000 |
Line of Business:
Casualty
| COVERAGE AND RISK DESCRIPTION |
LIMIT |
PREMIUM |
| GL & Excess Liability - Project specific - Construction of apartments in TX |
$1MM / $2MM / $2MM, $15MM excess |
$199,000 |
| GL - Master homeowners association in FL |
$1MM / $2MM |
$190,000 |
| GL - Residential condominium association in FL |
$1MM / $2MM |
$110,000 |
| GL - Hotel in FL |
$1MM / $2MM |
$65,000 |
| GL & Excess Liability - Manufacturer of auxiliary power units for trucks in IL |
$1MM / $2MM / $2MM, $1MM excess |
$53,000 |
| GL - Apartment community in CA |
$1MM / $2MM / $2MM |
$32,000 |
| GL - Metal fabricator in IL |
$9MM / $9MM |
$19,000 |
| Excess Liability - Mobile home parks in CA |
$5MM / $5MM |
$10,000 |
Line of Business:
Transportation
| COVERAGE AND RISK DESCRIPTION |
LIMIT |
PREMIUM |
| Auto Liability, Auto Physical Damage & Excess Liability - 19-unit long-haul operation hauling refrigerated & frozen food, dry food, general freight & lumber in AR |
$1MM AL, $3.1MM APD w/ $5K deductible, $1MM excess |
$285,000 |
| Auto Liability & Auto Physical Damage - Commercial trucker hauling dry goods & refrigerated freight in IL |
$1MM AL, $1.7MM APD |
$233,000 |
| Auto Liability - 4-unit flatbed operation hauling building materials in LA |
$1MM |
$122,000 |
| Auto Liability & Auto Physical Damage - 4-unit dumping operation, local radius in FL |
$1MM AL, $189K APD |
$52,000 |
| Auto Liability, Auto Physical Damage & Motor Truck Cargo - 2-unit dry van operation in PA |
$1MM AL, $80K APD, $100K MTC |
$32,000 |
| Auto Liability & Auto Physical Damage - 2-unit auto hauler operation, local radius in RI |
$1MM AL, $538K APD |
$24,000 |
| Motor Truck Cargo - 12-unit dry van operation in CO |
$100K |
$17,000 |
| Auto Liability & Motor Truck Cargo - 1-unit grain hauler operation in OK |
$1MM AL, $100K MTC |
$8,200 |
Line of Business:
Professional
| COVERAGE AND RISK DESCRIPTION |
LIMIT |
PREMIUM |
| Architects & Engineers - Elevator contractor in IL | $1MM | $23,000 |
| D&O - Ethanol plant in WI | $5MM | $22,000 |
| E&O - Insurance agency in MO | $2MM | $17,000 |
| Architects & Engineers - Structural engineer in WI | $1MM | $10,000 |
| E&O - Real estate advisors in IL | $1MM | $9,500 |
| Privacy & Data Breach - Auto transportation in FL | $1MM | $6,000 |
| D&O - Healthcare staffing in IL | $1MM | $3,300 |
| Privacy & Data Breach - Engineering firm in FL | $1MM | $3,000 |
Line of Business:
Contract Binding
| COVERAGE AND RISK DESCRIPTION |
LIMIT |
PREMIUM |
| All Risk - Exercise studio in FL | $1.5MM property | $13,000 |
| GL - Condominium association in IL | $1MM / $2MM | $10,000 |
| GL - Commercial condominiums in FL | $1MM / $2MM | $4,900 |
| GL & Excess Liability - Single-occupant warehouse in NC | $1MM / $2MM, 5MM excess | $4,400 |
| GL & Excess Liability - Apartments in LA | $1MM / $2MM, $1MM / $1MM excess | $4,100 |
| Package - 4-unit multifamily complex in WA | $1MM / $2MM, $863K property | $3,900 |
| Package - Vacant supper club building in WI | $240K | $3,300 |
| Excess Liability - Short-term use moving company in TN | $5MM | $2,500 |
Line of Business:
Personal Lines
| COVERAGE AND RISK DESCRIPTION |
LIMIT |
PREMIUM |
| Earthquake - Owner-occupied homeowner in CA | $50MM | $147,000 |
| Earthquake - Homeowners in CA | $10MM | $52,000 |
| Earthquake - Owner-occupied homeowner in CA | $11MM | $33,000 |
| Personal Umbrella & Excess Liability - Homeowners in IL | $5MM, $5MM excess | $1,500 |
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