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March Risks 2025
March 31, 2025

Recent Successes

April 2025

April Risks 2025

Line of Business:

Property

COVERAGE AND RISK DESCRIPTION LIMIT PREMIUM
All Risk - Municipality in IL $200MM $2,200,000
All Risk - Chain of fast food restaurants in southern U.S. region $100MM $1,577,000
All Risk - Wholesaler & manufacturer of metal products in IL $10MM $203,000
All Risk - Office & warehouse terminals in AL & TX $29MM $98,000
All Risk - Watercraft product manufacturer in CA $7.5MM $80,000
Earthquake - Business park in CA $11MM $55,000
Excess Wind - New construction project in NC $9MM xs $30MM $50,000
All Risk - Church in LA $5MM $40,000
April Risks 2025
Line of Business:

Casualty

COVERAGE AND RISK DESCRIPTION LIMIT PREMIUM
GL & Excess Liability - Commercial rail operator in MN  $15MM / $30MM, $10MM / $20MM excess $335,000
GL & Excess Liability - Tract home window & door contractor in FL $1MM / $1MM, $1MM excess $81,000
GL - Schedule of apartments in CA $1MM / $2MM / $2MM $29,000
GL & Excess Liability - Coffee roasting manufacturer in FL $1MM / $2MM, $5MM / $5MM excess $29,000
GL & Excess Liability - Hotel in MS $1MM / $2MM, $1MM / $1MM excess $12,000
GL - Trucker in TX $1MM / $2MM / $2MM $8,500
Excess Liability - Daycare in IL $3MM $7,700
April Risks 2025
Line of Business:

Transportation

COVERAGE AND RISK DESCRIPTION LIMIT PREMIUM
Auto Liability - 30-unit auto hauler in TX $1MM $392,000
Excess Liability - 139-unit long-haul operation hauling metal building components, steel, rebar tower supports, hot oil for asphalt & copper in TN $1MM xs $1MM $147,000
Auto Liability, Auto Physical Damage & Motor Truck Cargo - 3-unit dry freight operation in AR $1MM AL, $197.5K APD, $100K MTC $41,000
Motor Truck Cargo - 15-unit operation hauling dry goods, unlimited radius in TX $100K $24,000
Auto Liability & Auto Physical Damage - 2-unit long-haul dry van operation in GA $1MM AL, $20K APD $23,000
Auto Liability - Refrigerated goods hauler in TX $1MM $22,000
Excess Liability - 1-unit livestock & pipe hauler in AR $1MM xs $1MM $4,000
GL - Household goods movers in CA $1MM / $2MM $3,000
April Risks 2025
Line of Business:

Professional

COVERAGE AND RISK DESCRIPTION LIMIT PREMIUM
Architects & Engineers - Concrete contractor in WI$2MM$14,000
Privacy & Data Breach - Law firm in IL$1MM$14,000
E&O - Environmental contractor in WI$1MM$9,500
E&O - Bridge inspector in WI$1MM$9,000
D&O - Sales & leasing of trailers in AL$1MM$7,500
EPLI - Trucking in PA$1MM$4,300
Architects & Engineers - Contractor in FL$1MM$4,200
E&O - Freight forwarder in OH$500K$4,000
April Risks 2025
Line of Business:

Contract Binding

COVERAGE AND RISK DESCRIPTION LIMIT PREMIUM
GL - Transit ready-mix operation in TX $1MM / $2MM $33,000
Package - Condominium association in TN $1MM / $2MM liability, $1.8MM property $18,000
All Risk - Nursery office buildings in FL $651K $13,000
Package - Vacant building under renovation in MO $1MM / $2MM liability, $555K property $11,000
Package - Warehouse in SC $50K BPP $5,000
Excess Liability - Trucker in TX $5MM $3,000
GL - 8-unit apartment complex in CA $1MM / $2MM $1,100
GL - Trucking in FL $1MM / $2MM $500
Line of Business:

Personal Lines

COVERAGE AND RISK DESCRIPTION LIMIT PREMIUM
Earthquake - Homeowners in CA $11MM $35,000
Earthquake - Homeowners in CA $6MM $19,000

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